Your home may be repossessed if you do not keep up repayments on your mortgage.
Commercial and Buy to let Mortgages are not regulated by the FCA
In a nutshell
Our mortgage services provide a complete package, encompassing; all research, paperwork and processing. We are experienced in dealing with other professionals, such as Conveyancing Solicitors, to ensure that all aspects are coordinated for you.
All mortgage types
We arrange mortgages for a wide variety of purchasers, with different needs and covering a very diverse range of products, including:
- First time buyers
- Buy to let
- Commercial mortgages
- Fixed rate
- Variable rate
Whole of market
With Charles Derby Mortgage services, our experienced Consultants are experts and have deep personal knowledge, which allied to the modern technology we use to source the best deals for you, means we offer a great combination of expert human help and fast, efficient and accurate research. Charles Derby is not tied to any specific mortgage provider. Quite the opposite in fact! – We can source and select mortgage products from the whole market.
As a member of the Intrinsic network we are also able to offer exclusive or special deals from time to time. These deals are often NOT available direct to members of the public. Your Charles Derby Consultant will always try to get the best deal for you.
A complete end-to-end service
We can act on your behalf throughout the process of arranging your mortgage. From the initial stages, such as assessing how much you may be able to borrow, through to the eventual completion, we will be with you every step of the way.
This means that you will always have help at hand. This is valued by our clients as it provides the assurance needed that challenges will be met and dealt with – something which, particularly with lenders tightening their belts and changing their terms frequently, can be the difference between successfully obtaining a mortgage offer and falling short, potentially causing the purchase of a desired property to fall through.